INTRODUCING BUY WITHOUT A MORTGAGE
For more than 20 years, we have assisted tenants and home buyers for their home needs.
Our experience has been that buyers who need 6-18 months before qualifying for their mortgage are extremely underserved, with limited home choices or sellers to provide them a lease-to-own arrangement. Why limit yourself to just a few homes that an investor is offering as a rent-to-own home? Are you...
> Renting because you cannot get a mortgage?
experienced a life event (divorce, bankruptcy, major medical issue)
limited time on your job
credit score too low
> Want to live in Central Indiana?
> Prefer home ownership for more space, nice neighborhood, good schools?
> Have a steady income?
We can help you. The Buy Without A Mortgage program offers home buyers an opportunity to live in and enjoy the home of their dreams now, even if they still need some time to get their own mortgage.
HOW DO I QUALIFY?
From our initial conversation with you, we learn what your home needs are, and also have you review your currrent financial situation. You complete an application, then we connect you with one of our approved mortgage experts to analyze your credit and finances, and provide a mortgage review letter that estimates the timing when you should be able to get your own mortgage. With this information, we create a customized arrangement for you.
WHAT HOMES CAN I CHOOSE FROM?
Virtually any homes that are available for sale in the real estate broker database, subject to your affordability and preferred location and amenities, are available for you. You are not limited to just homes that are offered for sale as a rent-to-own home.
This opens the door to many more possibilities for you to match your home needs rather than just settle for a home from a limited selection.
WHAT DOES IT COST?
We strive to keep our home buyer program affordable and cost-effective. Doing so provides more people a chance to live in the home of their dreams.
When you are ready to proceed, you will complete an application and pay the $497 application and processing fee. No other charges or fees exist, however you will need to pay the home option fee when you select the home you want. The home option fee becomes your down payment on the home when you get your mortgage in 6-18 months. 100% of the home option fee paid will be credited toward the purchase price when you get your mortgage. This is a typical requirement as a down payment whenever anyone buys a home, even if they get a mortgage now.
I'M INTERESTED, I MAY HAVE MORE QUESTIONS,
BUT WHAT DO I DO NEXT?
GET MORE INFORMATION
Download our free homebuyer report that provides more details.
SEE WHAT OTHER CLIENTS
We have assisted other home buyers just like you, that needed some extra time to obtain their own mortgage. See what they experienced.
READY TO GET STARTED
Tell us about your dream home needs and share some information about yourself. Complete the Get In Touch form below and let us know when is the best time for us to call you. We'll arrange a time to meet you over a cup of coffee and further discuss how to Buy Without A Mortgage to get into your new home.